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On March 23, 2009 the Patient Protection and Affordable Care Act (Obamacare) became law.  This law is expanding health coverage to millions of Americans.

Obamacare is …

… decreasing the costs of health care and insurance to consumers;

… improving the quality of health care services;

….and increasing access to health care for Americans without it.

And it only gets better! Some provisions of Obamacare were implemented immediately, while others are implementing incrementally through 2014.  Want to see a timeline of all the things Obamacare is doing and will do? Click here.


Thanks Obamacare for doing all these great things:

  • Improving private market reforms including ending lifetime and most annual limits for health insurance coverage, increasing transparency about how insurers use consumer's premium dollars and eliminating discrimination by insurers based on an individual's pre-existing conditions.
  • Strengthening the U.S. safety-net and public health benefits programs, including investments in primary care provider training and placements, expansion of public health coverage to more low-income Americans and investments in community health centers.
  • Creating new insurance marketplaces in each state, known as Exchanges.  These competitive marketplaces will provide individuals and small businesses protections when buying their insurance, including defining what services plans have to cover so people can make an apples-to-apples comparison of plans when shopping.  The exchanges will also help lower and middle class Americans without insurance cover the costs of their insurance with federal subsidies.
  • Helping young adults access health insurance coverage by allowing them to stay on their parents' plans until they turn 26. Five hundred thousand more young adults have health insurance coverage because of this provision as of September 2011.
  • Investing in projects and programs to reduce wasteful spending and fraud in the nation's public programs, including Medicaid and Medicare. 
  • Providing help to small businesses with lower income employees in the form of a tax credit for those who provide insurance to their employees.
  • Decreasing costs to seniors on Medicare by closing the prescription drug coverage gap (known as the "Doughnut Hole") by 2012.  Also decreases costs by reducing prescription drug costs in general for seniors.


10 Reasons to Thank Obamacare